Showing posts with label libertarian. Show all posts
Showing posts with label libertarian. Show all posts

Friday, August 5, 2022

Dear Mister and Missus Landlord

 

Well, gosh...have I got a story for you. (Not really. My life is not terribly sensational. But I had a teachable moment, anyway.)

So, first, I have had this Zauerball Crazy yarn for probably eight years. I love it. I love to look at it, squeeze it, dream of what it could become, all of it. I recently started thinking, "You know what I need? old-school 1980's legwarmers!"

FYI:  nobody at all needs those. But in my defense, I have no thyroid, I have lost a lot of weight, and I work in a seventy-five year old building with a drafty set of windows. So there they are, below...I knit them in bed on many nights.


That said, I am part of a growing group - unofficially and with no charter or real name, for that matter - called Former Republicans Currently Without Party. The people I know of this ilk are generally money-minded white people, and before extremism literally took over politics, their determination of who gets their vote would be a balance between who handles money the best, and who handles people the best. As this rise of extremism has taken over the discourse, more and more of us can say with confidence that we want nothing to do with the "new" Republicans or the "new" Democrats. There is no party for the middle, and please read this sentence that follows as often as you need:

Neither Libertarians nor Andrew Yang is the answer to the bipartisan but directionless mush, currently swimming in our two-party system.

I have said that I will vote for Hunter Biden's Laptop before voting for Trump in 2024.

So, my story is actually a landlord story. Landlords have had a pretty brutal two years. All of the programs offered in housing were geared toward renters. Renters could apply for aid (but it was not required), landlords could not evict, and now that the eviction moratorium has expired, the eviction records from that time period have been sealed. Background checks have literally gone out the window.

I hate the word "Landlord." I use it because people use it to me, but it just sounds so English and misogynist. So, property owners were given relief, but the basis of the pandemic programs seemed to be that people who own property are rich, and people who rent property had no money in the bank. We were given a four-month forbearance option, meaning we could go up to four months without paying our mortgages, and then we would have to pay it all at once at the end of the time period or risk losing our homes.

My perspective on property investment has changed a bit in this time period. I have a six-flat in Westmont where I have a friend do background checks for me, but I am up-front with the prospective tenants. "Tell me what I am going to find," I say, "and I will take it into consideration."

First rule with this is if the person blames the former landlord for not fixing things, there is likely something going on with the tenant not paying their rent. Not to say there are no slumlords out there, but landlords do have an obligation to keep people safe, and that includes keeping their tenants safe. It is in their best interest to fix broken things, whether or not the tenant has paid. Landlords know this. So this is a red flag.

Second rule is that everyone has a past. See how things are being paid now, today, and not how things were paid seven years ago. Of course the past can indicate the future, but if you can't smell a bullshitter talking about their spending, and then you do a current-home visit (allowed by law in IL) and can't see the piles of hoarded or expensive crap and a sense that they need to be out before they are subpoenaed, then this is not the profession nor the hobby for you.

So yes, I do background checks. Yes, I verify income. Do I disqualify people for everything I used to? No. I do, however, try to imagine how someone would fit in one of the units inside a six-flat, as a member of a community with the other tenants. If someone gives me an indication that they "keep to themselves and never make noise," I am here to tell you that they start shit and always make noise. They do not belong in a building with five other groups of kids who currently do not have the money to buy their own place.

I got an instant message from a woman who said she was looking for an apartment, and I asked what her situation was. She told me she was recently divorced and looking to move with her 20-year-old kid, and that her condo complex now allowed Section 8 and it is not "safe" anymore.

I asked her where she lived now, where the complex allows Section 8. After all, I get asked on a regular basis about our complex, and Dupage County does not have many places where it is accepted. Maybe I could help someone down the road.

Her response was that she knows nothing about that (like, she doesn't know where she lives?), and that she is just stating that these low income people have also made the area low class.

My message back to her was plain and simple. "Then I'm sorry but I am not interested in renting my apartment to you. I wish you all of the fortune in your search!"

Well, what happened next was a bit of a surprise. Sorry to make this sound like clickbait, but, "WHAT HAPPENED NEXT WILL TRULY SURPRISE YOU! (click here)"

She replied that, no problem, but may she ask if she offended somehow? She is not on Section 8 and maybe could have explained herself better.

In other words, she tripled down on telling me that groups of Section 8 housing are low class.

She said that about a year ago, five of the buildings in her area started accepting Section 8 (mind you, I still do not know where she lives). She said the lifestyle and class of people have changed, meaning now that area can be unsafe at night, loud ruckus, and the police have to patrol the area. She told me she chooses not to reside with indigent people that don't work for a living and live off the state. Then she threw in her credit score, I guess as a hook in a really deep pond.

I took this as a teachable moment. Here is my response to whether she offended me somehow, word for word.

"Thanks for asking, Chris. Happy to explain. I have a sec 8 tenant in the city. She has been there for eleven years, and three hours before your message, the last thing she and I said to each other was "I love you." My six-flat in Westmont has a convicted felon, immigrants, people of color rebuilding after bankruptcy, someone who was screwed by their slum lord, a family of fast-food-chain managers, and a DREAMer. I feel strongly in getting a feeling for all tenants in the building getting along, so they can be their own mini- neighborhood-watch when crime occurs. I just feel if you think that all sec 8 voucher holders are trash, then you would not be compatible in the building, personality-wise. Is there anything I can do to help you in your apartment search?"

It should be noted that I made the decision to change how I ran my business after bringing someone in whose previous landlord filed eviction on her four days after she moved into my place. The bottom line is, you just have to get to know people.

The Republican in me would have taken her money because she has a good job and decent credit score. The Democrat in me did not like the fact that she hates a bunch of nameless, faceless people and felt that a police patrol is actually a bad thing. This is why I am without party.

Related: does anyone want to buy my house at 2251 N Laporte Ave in Chicago? It is a great starter home, a great investment if you wanted to rent it or rehab it to make it bigger (both the basement and attic can be expanded), or it is just a nice place to land if you feel you need a change.

We all need a change right now. I started with my outlook. Where will you start?

Sunday, September 27, 2020

What Happened To Us?

 Hello! I really don't bust this thing out too often, but I have been thinking about the Supreme Court for a week now, and I feel this is the only way I can organize my thoughts a bit better.

First, though, this was originally a knitting blog so I would like to share my new shawl pattern with you. It is easy enough lace where you can try it as a second- or third lace project, and probably not lose your mind. It is also a pretty relaxing pattern, so the f-word should not come flying out of your mouth too often.

Here is the link to it: https://www.ravelry.com/patterns/library/choir-shawl

And here are a couple of photos, if you are not a knitter and want to talk your knitter-friend into making you something for those breezy days of autumn and spring:


Okay so enough of that. Here is my problem.

When Ginsburg was confirmed, the Senate confirmation vote was 96-3, and 41 of those votes were Republican.

This week, various media outlets were reporting that the Senate "had the votes" to confirm a new justice to the Supreme Court before the presidential election in November.

What does that mean, exactly?

Amy Coney Barrett has not had her job interview yet, and the panel is already giving her the thumbs-up. While I think it is clear that I am neither a Supreme Court Justice or a Senator, I have questions about this. Most importantly, I think, is how one can argue that the majority of Senators will vote "yes" for her confirmation based her their political party. 

I don't give a hoot if she is anti-abortion. Everyone on the planet, especially people who are pro-choice, are anti-abortion. Nobody wants to make that decision. At all. Ever. Nobody. But knowing that I can talk to my doctor about it in private, without fear of either of us being prosecuted if I need to take that next step and abort a fetus is a bit of a relief. I am 100% anti-abortion; if I were pregnant right now, I would have to abort the fetus or face such dire mental consequences that I could not go on with my life. This includes carrying it to term for adoption or surrogacy. I am positive I could not go through with it and come out okay on the other side, no matter how much therapy or prayer I involved in my daily life. I know this. But I also know that, medically, aborting a fetus is not "killing a baby." Watch your words:  when cops shoot at someone, is it murder? When a woman finally ends years of abuse by fighting to almost her last breath and shooting her abusive spouse in the end, is it murder? When a guy tries to steal your car at the gas station and you refuse to get out of the car, so he shoots you and takes your car anyway, is it murder? When you have a medical procedure to clear out cells in your uterus that will drive you to suicide if you don't do this (and every woman will in fact spend at least two seconds exploring other options), is it murder?

Everyone is anti-abortion. But if a woman has one, it is none of my business at all. Just like it is none of my business if they go to a doctor for a drug addiction and seek treatment for it.

I don't care if Amy Coney Barrett is anti-abortion. I care if she will consider using any precedents already set, and interpreting clauses in the constitution that exist (like due process, for instance, and the amendment which states the government can't have a hand in establishing religion), when she hears cases relating to abortion.

If she is going into these hearings already "having the votes," does that mean that she has had such a stellar record that it is obvious to all other lawmakers that upholding the constitution and its original intentions are her intention? Or does it just mean that 51 people out of 100 will be voting "yes" for her because of their political party?

There has been a two-party system in this country for a long, long time. Each party has their own set of extremist talking-heads and talking-memes now (think Breitbart on the right and Occupy Democrats on the left) where there is one teeny piece of truth buried in a giant cloud of overblown crap to get people to feel a certain way, and consequently vote a certain way. It was not always this extreme, and nobody can seem to remember life before this ideology.

I was in college when Ginsburg was confirmed, and if you recall, the press conference where Clinton announced her nomination in the Rose Garden was met by exactly one question (Brit Hume) and zero answers. It was because the question was regarding Clinton's selection process and not Ginsburg's qualifications. Clinton shut it down, walking away from the podium with an entire press corps' worth of hands in the air. Looking back, love him or hate him (and even his most staunch supporters thought Bill was smarmy), it was a feminist move for the ages.

What happened to us? Why is it that, almost thirty years later, high-ranking politicians can only vote their party?

And as long as I am on the subject of philosophy, riddle me this one:  what is so intimidating about being liberal? I am a former Republican, currently without party because I now have to spend my whole life fact-checking other people's internet crap before forming an opinion on it. But you can be socially liberal and fiscally conservative at the same time. For instance, did women having their own credit cards cause the ridiculous debt problem we are facing now? Of course not...predatory lenders are not female-prey exclusive. Did women getting protection from employment termination due to pregnancy cause the morals in this country to sink? Of course not. 

But do you know what it did do? It helped the economy. It gave women their own buying power. Just like gay marriage becoming law in this country made the wedding industry explode in ways it previously had not. Giving people equal rights and access to knowledge gives them power, money, and a voice.

So the only reason someone would be opposed to "liberal" ideas...meaning everyone has certain basic rights...is if either they do not realize how much less it would cost them in the long run, or they are just closed-minded jerks who thinks human lives do not have equal value.

If you give money to a GoFundMe because a kid (or adult, for that matter) has cancer and can't afford their medical bills, but you think socialized healthcare is evil, ask yourself where you think your GoFundMe money would go if socialized healthcare was introduced.

If you stand outside a Planned Parenthood with an "Abortion Kills" sign for eight hours, looking women in the eye as they go into a clinic for everything from pap smears to prenatal care to abortions to breast exams to cyst monitoring, ask yourself what people see in you when you are in line at the grocery store, buying a six-pack of beer and a box of condoms. Is it possible you already have enough dish soap and food at the house? Of course. But that is not what people see, and your true actions are none of their business. Just like a woman walking into Planned Parenthood is none of your business.

If you were in support of "Whites Only" signs in the 50's and 60's, but you also retort Black Lives Matter with "All lives matter!", is it possible you only mean Republican lives? Your personal life? People's lives above the poverty line? Christian lives? White lives?

Because that is my current concern with the Supreme Court. I want to know why it is news that there is going to be a 6-3 conservative majority when politics should not have that big of a hand in interpreting the Constitution. Unless, of course, you are "liberal" and actually believe that life, liberty, and the pursuit of happiness should include literally everyone born in this country. But as a lifelong Catholic, I can say with conviction that until our current pope was elected and started using social media to get his Word across, even they did not preach like all lives were equal. They are starting to.

It is an irony of historic proportions when the Catholic church is making humanitarian progress and the Supreme Court, or our three branches of government in general, are not. Please do me a favor:  break up with your political party for the next few weeks or months. Ask yourself if the person in your area running for office is has the best interest of as many constituents as possible in mind, no matter their ticket.

Call your Senators and be sure they are voting based on Barrett's interpretation of the constitution, and not because of their political party.

Look in the mirror and ask yourself if you can do better. Most of us can. Let's all try.

Friday, September 25, 2015

The Kaspar Party

Good morning! First, the good stuff. Have you been to Unraveled yet? It's the local yarn shop in Wauconda that is basically run by a human think tank with ADHD (that's a compliment). You should stop in and buy yarn from there.

http://www.examiner.com/article/troubles-get-unraveled-at-a-yarn-shop-wauconda?cid=db_articles

Also, Loopy Yarns in the south loop has now changed hands, and it is called Yarnify! The new owner is hosting a contest for a new logo, and it is open to absolutely anyone who is feeling a bit creative. The worst that can happen is that you don't win, but are introduced to the new shop. The best that can happen is that your logo is used, and you win a hundred-dollar prize!

http://www.examiner.com/article/south-loop-yarn-shop-is-holding-a-logo-design-contest?no_cache=1443181335

After long, careful thought, I have decided to start my own political party. It is sort of a mashup of the values of a Democrat and Libertarian, with the fiscal mind of a Republican. I am calling it the Kaspar party.

Yes, it sounds funny and does not mean much, but it is my last name and I can't think of anything better. And, spoiler alert:  my ideas are pretty naive, so the rest of this post will read like an eighth-grade school project.

When did our two main political parties require us to either vote our conscience, or vote our wallet, but not the possibility of both? Listening to some of the crap coming out of people's mouths make me want to just try my hand at running things better than these people. I know it would never happen, but here is what I have going for me:  I am honest, and I am good with numbers. Oh...and I care about people.

See, Bernie Sanders...arguably, the Democratic candidate doing the most talking...is one big sound byte, "Pope Francis has forcefully reminded us that greed, and the worship of money, is not what human existence should be about." Agreed, Bernie! This is one of about sixty quotes I have seen floating around that are attributed to the Vermont politician. What he fails to address, however, is how we are to pay for human existence. Why can't we do it without "money worship?"

And the Republican party...don't even get me started. So, Ben Carson, you don't think a Muslim should be president while the "purist" nutjobs in your party think that Obama is a Muslim as it is? Well, two things come to mind:  first, there are degrees of the religion of Islam, just like there are degrees of Christianity or any other religious sector. Of course I do not want a misogynist homophobic tyrant running things, but that's an extremist view of the Islamic religion. And secondly...on that note...Obama, a Muslim? Well, using the definition the Republican party would like us to see as "typical," Obama would be just about the worst Muslim on the planet, what with his equal-rights, ham-eating-during-high-holiday, socialist healthcare...

Here's what I want. I want a candidate to take the mic. I want him or her to say, "This country is a very complicated machine. There are a lot of working parts, but only a limited amount of funds. I have looked at all of the programs where we are pissing our money away (if Chris Christie can use the words he uses, "pissing" is allowed), and have decided to shut those suckers down and allocate the money to these programs here." (points to white-board with a laser pointer) "The subsidized housing program, commonly referred to as Section 8, has exposed a gap between the poverty line and the middle class. Someone making $18,000 per year is eligible for a voucher, but someone making $18,005 is not. That person will go from receiving $1,043 in housing assistance to zero. Here is how I plan on rectifying that, for anyone making between $18,001 and $26,000 per year." (moves laser pointer to other white-board) "If we cut the Consumer Confidence ad campaigns for the cotton and pork industries by 80%, this will leave us money to introduce a sliding scale to encourage people to get higher-paying jobs, but not fear losing their voucher, thereby keeping people in the workforce and not costing taxpayers extra money. Then, we can..."

And so on.

I read somewhere that Walker dropped out of the race because he couldn't manage his $900 million budget campaign, or something. Whoa. What could this country have done with $900 million from private donors? Oh, and before you blow the whistle on the Republican party for that, you will have to show me that Sanders, and Clinton, and any candidate on the other side of the ballot is campaigning with no outside funds. Don't tell me that this is a rich-people issue.

Herein lies the problem. If you are wealthy enough to donate millions to a candidate you "believe" in, then you can donate that money to a tangible cause you believe in as well.

The Kaspar party will be a numbers-driven, fiscally responsible party that will encourage people to vote their conscience and their wallet at the same time. Oh...you are pro-life so you want to defund Planned Parenthood? Okay then. I need two things from you, though...show me where that money is now going, and show me where people who used Planned Parenthood can go now, even if you are outlining what will happen to the babies that will be born because you (the candidate) do not actually believe abortion is legal, and therefore need an out for the end-result of an unwanted pregnancy. And I don't mean a general statement. Show me. With numbers. And names. Get people to sign HIPPA waivers so you can talk about their medical histories in public. I bet many women would be happy to give it to you. Maybe then, I will believe you.

Show me where my money is going, so I can determine if my heart is also protected in the transaction.

Who's in?